Do You Have A Home Business?

According to research, at least 20-40% of all homes have some kind of business activity..

Did you know?

– If you have a home business you should contact your insurance agent to discuss your exposures to make sure you are covered properly.

– Your Homeowners Policy does not provide the following coverages for your Home Business:

  • No Liability or Medical payments coverage for any business activity.
  • No coverage for Business Personal Property i.e. inventory for your Home Business.
  • No Loss of Income coverage, in the event of a loss to your home and you can’t for a period of time run your business.
  • No Professional Liability, for any professional or service natured businesses.


Although some “incidental” home businesses can be added to your Homeowners policy for an additional charge, the coverage this provides is very limited.

Please contact our office today to have a Licensed Insurance Professional review your insurance!


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on October 12, 2012, in Uncategorized. Bookmark the permalink. Leave a comment.

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