Special Limits – Valuables
Most consumers are unaware that when they purchase a Homeowners or Renters policy that there are limitations to items such as; jewelry, fine arts, silverware and the like.
While Homeowners and Renters policies provide coverage for clothing, furniture and other personal property; jewelry coverage, for instance is provided for a very limited amount and for specific perils (like theft only).
The best way to get the right coverage, is to have your items appraised and contact our office to discuss adding a Schedule of Valuable Articles to your policy.
For reference, see the article below:
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