Be Sure to Ask These 5 Questions When Attaining Car Insurance
In nearly every state in the United States, car insurance is now mandatory and proof of insurance must be provided when an individual attempts to register a vehicle or obtain license plates. While some people may view this type of insurance as an “option” it is, in reality, a necessary evil – since it is legally required even though it may never be used.
The most obvious benefit to having car insurance, aside from meeting legal requirements, is that when you do need it because of accidental or intentional damage to your vehicle, you have it available. This is especially valuable if you are involved in an accident where substantial property damage or personal injury occurs, as both can be extremely expensive to the at-fault party.
When shopping for car insurance, make sure you are fully informed before making a decision on a provider. Here are five questions to ask before selecting a policy:
- What is the minimum required coverage in my state?
- How much is the deductible, and can changing the amount raise (or lower) my premiums?
- What discounts are available?
- Do you have 24-hour, 7-day-a-week claims services?
- Aside from myself, who would be covered if they drive my car (and do they need to be specifically listed on the policy)?
Getting answers to those key questions will help you make a more-informed decision about which insurance provider and policy or coverage to select. If you have additional questions about obtaining car insurance, how it works, or what is required on your part to obtain and maintain coverage, speak with one of the qualified representatives at Schumacher Insurance Group today. We’re here to help you handle life’s necessary evils, so contact us before you need coverage, not after the fact!