Be Sure to Consider These 7 Health Conditions When Looking for Life Insurance

When you are shopping for a life insurance policy there are several things to keep in mind.  The first is that an agency that works with several major insurance providers, like we do here at Schumacher Insurance Group, can give you a broader range of options with regard to the plan you choose because of the diversity in the policies available.

Schumacher Insurance

Source: Free Digital Photos

The second most important consideration is that there are certain aspects of your lifestyle or health conditions you may be dealing with that can negatively impact your ability to obtain an affordable life insurance policy.

Evaluate the way you live and the condition of your health to see if there are ways you can make adjustments to help you get the most coverage possible at a price you can live with.  Here are five health conditions that can negatively affect your rates when choosing a life insurance policy:

  • High Blood Pressure
  • Type 2 Diabetes
  • Sleep Apnea or Narcolepsy
  • Heart Disease
  • Asthma
  • Weight Issues (Obesity)
  • Cancer

While insurers will still underwrite policies for people who are afflicted with those conditions, as well as many others, it can cause an increase in your insurance rates. Several physical conditions can be controlled and managed through a change in diet and exercise, medication, therapy, or treatment, and that is taken into consideration, as well.

For more information about obtaining a life insurance policy that fits your needs and lifestyle, contact us today.  Our expert representatives can work closely with you to find the right policy at the right rate, and we do so with a focus on providing the highest standard of customer service possible.  Let us help you with your insurance needs and find out why Schumacher Insurance Group should be your only choice!

Advertisements

About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on October 25, 2013, in Agency, Uncategorized and tagged , , , . Bookmark the permalink. Leave a comment.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: