Be Sure to Consider These 7 Health Conditions When Looking for Life Insurance
When you are shopping for a life insurance policy there are several things to keep in mind. The first is that an agency that works with several major insurance providers, like we do here at Schumacher Insurance Group, can give you a broader range of options with regard to the plan you choose because of the diversity in the policies available.
The second most important consideration is that there are certain aspects of your lifestyle or health conditions you may be dealing with that can negatively impact your ability to obtain an affordable life insurance policy.
Evaluate the way you live and the condition of your health to see if there are ways you can make adjustments to help you get the most coverage possible at a price you can live with. Here are five health conditions that can negatively affect your rates when choosing a life insurance policy:
- High Blood Pressure
- Type 2 Diabetes
- Sleep Apnea or Narcolepsy
- Heart Disease
- Weight Issues (Obesity)
While insurers will still underwrite policies for people who are afflicted with those conditions, as well as many others, it can cause an increase in your insurance rates. Several physical conditions can be controlled and managed through a change in diet and exercise, medication, therapy, or treatment, and that is taken into consideration, as well.
For more information about obtaining a life insurance policy that fits your needs and lifestyle, contact us today. Our expert representatives can work closely with you to find the right policy at the right rate, and we do so with a focus on providing the highest standard of customer service possible. Let us help you with your insurance needs and find out why Schumacher Insurance Group should be your only choice!