Keep Your Car Insurance Costs Low With These 5 Tips

While we may not like the idea of bearing the expense of car insurance, it is a necessary evil that is legally required in most states.  You may never have to file a claim with your insurance company, but if you do find yourself involved in an accident or dealing with damage to your vehicle, you’ll be glad you have the protection of car insurance to put your car back on the road quickly.

Schumacher Insurance Agency

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Your vehicle’s insurance doesn’t need to be as high as it could be, and here are a few tips for keeping those premiums low:

  1. Park your car in your driveway or garage, and let your insurance agent know.  This helps reduce the potential for theft.
  2. Add security options like an alarm system or passive deterrent like Lo-Jack (often available through the dealership).
  3. Consider the type of car when it’s time to buy.  Some cars have higher rates simply because they are sporty or more likely to be stolen.
  4. Don’t add additional drivers unless it’s absolutely necessary.  More drivers usually equals higher premiums.
  5. When selecting policy options, choose a higher deductible (your out of pocket expense).  This can provide you with a drop in your rates.

When you are ready to purchase car insurance for your vehicle, let our professional staff at Schumacher Insurance Group work with you to find the policy that fits both your needs and your budget.  We have access to several major carriers, giving us a broader range of policies and options to choose from.  We can help you get the best possible coverage for one of your biggest investments!

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About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on November 28, 2013, in Agency, Uncategorized and tagged , , . Bookmark the permalink. Leave a comment.

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