4 Tips for Renewing Your Car Insurance Policy
When it’s time to renew your car insurance policies, are you confident that you have the options you need at the lowest possible rate? Many people don’t think about their car insurance after they have started their policy.
Evaluating your existing policy is always a good thing to do at least once a year, to be sure that your rates are as low as you can make them, and your coverage offers the protection you need to have. Here are a few tips to consider when renewing your car insurance policies:
- Are you bundling your insurance plans? Many insurance carriers offer a “package” discount for people who have multiple policies such as life, health, home, or auto.
- Don’t pay for more coverage than you actually need. While you may want more protection than the state minimum requirements, do you really need “full” coverage?
- Provide correct information to your agent about vehicles, drivers, driving habits, and any safety features on your cars, or lifestyle changes you’ve made that can possibly lower your rates.
- Ask your agent about discounts that you may be eligible for. For example, drivers who have had no accidents or traffic tickets in a specific period of time may be eligible for a ‘safe driver’ discount.
The best piece of advice when obtaining car insurance is to shop around. With Schumacher Insurance Group, you’ll have the advantage of being able to select from the policies offered by several different major insurance carriers. As an independent agency, we have the freedom to find the coverage that best fits your needs while still fitting your budget, too! Contact us today to find out more about how Schumacher Insurance Group can help make sure you’ve got the protection and peace of mind you deserve.