Keep the Monthly Payments Low on Your Homeowner’s Insurance With These 5 Tips

Owning a home is not only one of the biggest investments that many people will make in their lifetimes, it can also be a continuing investment over the course of your life.  Your financial investment in your home does not stop once you’ve made your final mortgage payment, because you still have annual taxes, HOA fees, and homeowner’s insurance premiums that must be paid on a regular basis.

Schumacher Insurance

Source: Free Digital Photos

Rather than letting your monthly homeowner’s insurance payments have you feeling overwhelmed or buried in periodic bills, here are five tips to follow that can help you keep these payments as low as possible:

  1. Shop around before choosing an insurance plan.  When you work with an independent insurance agency like Schumacher Insurance Group, you have access to the policies provided by several different major carriers.  This gives you the opportunity to choose a plan that best fits your needs, at the best possible rate.
  2. Combine policies with one carrier.  When you combine your home, auto, health, life, or other insurance plans with one carrier, you are usually able to get multi-policy discounts.
  3. Add security features to your home.  This can include a security system, motion activated exterior lighting, fire suppression system, smoke alarms, and carbon monoxide monitors.
  4. Have an annual review performed on your policy.  You may be paying for coverage you don’t need, so have your policy reviewed regularly.
  5. Keep your credit in good shape.  The quality of your credit can affect the rates you pay for insurance, so avoid a bad credit rating.

Let our professional agents work with you to get the best possible rates on your homeowner’s insurance, or all your other insurance needs.  Contact us today to learn more!

Advertisements

About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on February 26, 2014, in Agency, Uncategorized. Bookmark the permalink. Leave a comment.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: