5 Tips for Lowering Your Car Insurance Rate

When it comes to having car insurance, chances are you may not want to have it but know that you have to, whether it’s a practicality or a legal requirement (which it is).  This means you may be interested in car insurance tips that can help you keep your rates low.

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Here are a few ways you can keep your car insurance rates as low as possible so you can get the coverage you need at a price you can afford:

  1. Shop around for the best rates first.  When you work with an independent agency like we are, you have access to the policies offered by several different carriers, rather than just one.  This allows you to find the best possible rate right off the bat.
  2. Take defensive driving courses if they are available in your area.
  3. Add safety features to your car that make it less appealing to thieves and safer to drive, like a security system or fire extinguisher.
  4. Combine your car insurance plan with another policy through the same insurance provider. This can be your health or life insurance or even a policy on a second vehicle.
  5. Make sure you have a clean driving record, and work to keep it that way.  All infractions can count against you and raise your rates.

Get more car insurance tips that will help you lower your rates by speaking with one of our professional agents here at Schumacher Insurance GroupContact us today to learn more about getting the coverage that best fits your needs at a rate you can live with.

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About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on March 16, 2014, in Agency, Uncategorized and tagged , , , , . Bookmark the permalink. Leave a comment.

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