Need to Insure Your New Jersey Non-Profit? Check Out These 3 Types of Insurance Policies You Will Need
If you have a non-profit or charitable organization in the State of New Jersey, there are three types of non-profit insurance that you should give serious consideration to.
While a non-profit organization may have fewer business needs than a commercial enterprise operating for profit, protecting your assets is still vitally important. The three types of non-profit insurance you may need are:
- Business Auto Insurance: If your non-profit has a vehicle owned by and used for the needs of the non-profit, you need to have the vehicle covered by an insurance plan.
- Property Insurance: Whether you are leasing a property for your non-profit organization or you own real estate or a building, property insurance is important to make sure your tangible assets are protected.
- Liability Insurance: This type of coverage is vital to a non-profit business because these types of organizations have no immunity from legal actions. There are always circumstances where a legal claim or lawsuit could arise, ranging from sexual harassment to slip-and-fall injuries on your property, and liability insurance can help you manage those events if and when they occur.
Schumacher Insurance Group can help your organization obtain the non-profit insurance coverage you need to make sure you are protected if something unexpected happens. Contact us today to learn more about how we can help you with your insurance coverage needs.
Posted on March 20, 2014, in Agency, Uncategorized and tagged business liability insurance, Independent Insurance Agency, insurance agency, lower car insurance premium, small business protection. Bookmark the permalink. Leave a comment.