Let Us Help You With the Worker’s Compensation Insurance Needs of Your Small Business
Small businesses often have to make decisions regarding their operations on a daily basis, especially when it comes to those which have a financial impact on the company.
Instead of cutting corners where you shouldn’t be, your company should definitely make sure it has adequate insurance coverage for certain aspects of business. One of the basic coverages you should obtain is small business worker’s compensation insurance.
If accidents or injuries occur to your employees, having worker’s compensation insurance will help ensure that your company is able to manage the financial aspects of providing medical care for the injured employee. Aside from providing coverage for medical payments and disabilities that occur to your employees, worker’s compensation insurance for small businesses also provides coverage in the event that your company is sued as a result of employment-related injuries.
As an independent insurance agency, we have access to the policies and coverage of several different major carriers. This allows us to offer you the widest range of options when it comes to choosing insurance coverage for your small business needs. One option we can provide is a pay-as-you-go worker’s compensation insurance plan through The Hartford, that allows you to bear the cost of only the coverage you absolutely need.