3 Common Risks of Restaurant Ownership

While owning a restaurant can be a very rewarding experience, especially if it has been a “dream” of yours for quite some time, there are also risks of restaurant ownership that you should be aware of, too.  In many cases, these risks are things you may never have to encounter during the entire course of your ownership experience, but it doesn’t hurt to be prepared just in case.

Romantic Restaurant Scene

Source: Schumacher Insurance

By having a plan and making sure you have adequate insurance coverage for your restaurant, you’ll have the peace of mind of knowing that your business can overcome any obstacles and unfortunate incidents that may arise in the future.

  • Fire damage is a risk that seems more prevalent in restaurants, largely due to the number of machines and appliances that are always in operation, not to mention the fact that restaurants often deal with hot greases and oils on a regular basis.
  • Food poisoning does occur infrequently, and it is not limited to restaurants that have poor hygiene standards or obtain their foods and ingredients from less-than-reputable sources.  Even the most carefully cultivated crop of produce can contain bacteria that could affect your diners.
  • When you run a business, you always have to be prepared to deal with theft, fraud, or burglary, and this can also come from your employees as well as external intruders.

Make sure you’re ready for these risks of restaurant ownership by obtaining insurance coverage for your business that will provide you with protection when something unfortunate occurs.  Contact us today at Schumacher Insurance Group to find out how we can help you meet your business insurance needs.


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on April 8, 2014, in Agency, Uncategorized and tagged , , , , . Bookmark the permalink. Leave a comment.

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