Our Flood Insurance Coverage Will Provide All You Need in Case of an Emergency
You may think that flood insurance coverage is only necessary for people who live in low-lying areas near creeks and rivers, below dams, or in coastal areas of the country. Despite this common belief, it is unfortunately not true. Flood insurance coverage is a beneficial level of protection for practically anyone, because you live in a “flood zone” no matter what part of the country you make your home.
While some areas are certainly more susceptible to flooding than others, such as those areas listed above, even areas on mountains or in dry and desert climates can still encounter floods if weather conditions are right. Flash flooding is a common occurrence in rocky regions, because the ground can only absorb so much water. It also happens in dry and desert-like areas because the rainfall rate is higher than the water absorption rate of the dry, hard ground.
Your area can also take precautions like installing permanent levies or constructing businesses and homes on elevated foundations, but this doesn’t mean you are impervious to the ravages of a flood. You can even prepare for flooding yourself, by keeping your valuables and personal possessions in upper levels of your home but, again, this does not mean that you are absolutely safe from the damage a flood can cause.
Be prepared for a flood by making sure you have flood insurance coverage for your home or business through Schumacher Insurance Group. We can provide you with the insurance protection you need to weather the storm and come through it with the peace of mind of knowing you’ll be able to recover from the damage as quickly as possible. Contact us today to learn more.