3 Benefits of Using an Independent Insurance Agent
When it comes to protecting themselves with insurance, both businesses and consumers have a choice between either insurance carriers or independent insurance agencies. Although there are a number of benefits to choosing insurance carriers, the same can be said of their counterparts, not least because of the independent insurance agencies’ expanded reach.
Here are 3 examples of independent insurance benefits that can be had with independent insurance agencies such as Schumacher Insurance:
- Since insurance carriers are never the same, it should come as no surprise to learn that each one with its own set of insurance policies. Independent insurance agencies represent an average of eight insurance carriers, meaning that their clients have access to all of their insurance policies as potential options. In short, this means that clients have a better chance of finding the perfect insurance policies for their particular circumstances with independent insurance agencies compared to insurance carriers.
- Most businesses and consumers have an inexpert understanding of insurance policies, meaning that the recommendation of others have enormous influence over their choices. However, this is problematic because insurance carriers have strong financial incentive to over-sell their insurance policies, which can lead to less than optimal outcomes. In contrast, independent insurance agencies have strong financial incentives to be fair and objective when it comes to potential options.
- Not all insurance carriers sell all kinds of insurance policies, meaning that their clients will have to consult multiple insurance companies to secure complete protection. In contrast, independent insurance agencies serve as one-stop shopping destinations for all kinds of insurance policies, including but not limited to coverage for cars, homes, and businesses. This increased convenience makes it that much easier for their clients to monitor and keep up-to-date with their insurance policies.
To learn more about independent insurance benefits, please contact Schumacher Insurance.