3 Insurance Tips for College Students
As a student in college it’s important to think about your own protection. No matter what life throws at you, there is an applicable insurance policy that covers it. Here are three insurance tips for college students that help you decide what’s right for you.
- Your parents homeowners insurance policy will probably cover you if you are living on campus in a dorm. However, if you opt to live off campus and rent an apartment, your best bet will be to get your own renters insurance policy. These types of policies often include liability clauses. These are handy to have if someone should get hurt in your apartment.
- Getting your own car insurance policy may be the best way to proceed if you are living at your college’s location and not at home. Your parents policy may not cover you if you visit a college out of state or your primary residence changes. Some car insurance policies will take good grades into account as a means to lower your rates.
- While life insurance may not be on the top of your list to think about as a college student, it is definitely worth discussing if you are married and attending school. It becomes imperative if you have young dependents that would need to be taken care of if you died.
Please contact us today for free quotes and insurance tips for college students at Schumacher Insurance Agency.