Planning On Giving an Expensive Gift This Season? Be Sure to Have It Insured With These 3 Tips

If you’re planning to buy expensive and valuable gifts this festive season you need to think carefully about protecting them while they are in your home. Insuring the presents will mean you have peace of mind as you know your valuable gifts are covered, in the event of loss or damage.

Planning On Giving an Expensive Gift This Season

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Insuring Expensive Gifts

Insuring your expensive gifts is not difficult and may only involve a quick telephone call to your insurance agency, but it should be high on your priority list of things to do just as soon as you take delivery of the present.

No matter whether the expensive gift you have bought is a work of art, antique treasure or modern TV or sound equipment, the moment it arrives within your home it becomes your property. Follow these three simple tips to ensure your valuable items are covered while they are in your possession:

  1. You may consider your gifts are covered by homeowners’ or renters’ insurance policies but just take time to call your insurance agency to check on whether or not this is really the case. You may be surprised to learn that your items are only covered up to a maximum value of $1,000 or $2,000.
  2. Arrange extra coverage from your insurer for the item while it is in your possession. Thieves love the run up to the festive season because household pickings can be so lucrative, ensure your valuable gifts are protected by valid insurance cover from the moment they arrive in the home.
  3. Pass on the information gained from your insurer to the gift’s recipient so the item is fully covered no matter where its eventual home happens to be.

Contact Schumacher Insurance Agency if you’re looking for details on insuring expensive gifts in the New Jersey neighborhood.


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on October 15, 2014, in Agency and tagged , , , , . Bookmark the permalink. Leave a comment.

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