3 Common Insurance Claims That Occur During the Holidays
Before we know it the holidays will be here. There will be plenty of office parties, holiday happy hours, games of touch football and big meals with family and friends. But unfortunately the holiday season is also filled with events that often end up resulting in a call to your insurance agent. Some of the most common insurance claims that occur during the holidays include:
- According to the National Fire Protection Association the majority of Christmas Day fires are started by unattended candles. Often dining room table centerpieces, fireplace mantel decorations and other tablescapes include candles which aren’t meant to be lit. But someone decides to take a chance, the dry greenery catches fire and now Christmas is ruined.
- Another one of the most common insurance claims that occur during the holidays is from electrical fires caused by overloaded electrical outlets. Because the weather is colder more space heaters are being used. These appliances can put quite a load on electrical wiring, causing a fire. Then there are also all the holiday lights hung both inside and out, along with more fireplaces in use, both which can very easily become fire hazards.
- Speaking of colder weather, another common insurance claim is from water damage caused by frozen pipes which have burst. Depending on the location of the pipe or pipes, damage can easily be costly and extensive. Rugs, carpeting and furniture may be ruined and depending on how long the water is left standing, drywall can quickly wick up the moisture causing considerable and expensive damage.
We here at Schumacher Insurance hope you have a disaster free holiday season and we encourage you to double check your policies to make sure you have adequate coverage just in case the unthinkable happens.