4 Tips for Comparing Home Insurance Companies

Your home is your castle, and it is also one of the biggest investments most people make throughout the course of their lives.  In addition to being a substantial investment, your home is also a sanctuary for your family and the primary location where many of your personal belongings and valuable possessions are stored.  Because of these factors, having homeowner’s insurance is important to protect your home, family, and your belongings.

Home Owners Insurance

Source: Free Digital Photos

Obtaining a home insurance policy that meets your needs doesn’t need to be the obstacle that some people view it as.  When you

Here are a few key tips for comparing home insurance companies to help you evaluate your options when you are ready to choose or change your insurance provider:

  1. Determine your insurance coverage needs before you begin searching for an insurance company to meet those needs.  Some insurance providers have standard policies that may provide coverage you don’t need, while others have customizable policies that can be tailored to fit your specific circumstances.
  2. Evaluate the “health” of the companies you are considering by reviewing their consumer track record, checking their financial soundness, and examining their ratings through insurance associations and other organizations.
  3. Get multiple quotes, with a variety of coverage options, from each company on your candidate list.  Don’t let price be the overriding factor in deciding which provider to choose, however.
  4. Speak to an agent in person and ask as many questions as you need to in order to fully understand policy terms and conditions, coverage limits, exclusions, claim processes, and other factors.

Here at Schumacher Insurance Group we work with a variety of major carriers to give you the coverage you need at a price that fits your budget.  Contact us today to let us work with you to meet your insurance needs.

Advertisements

About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on December 8, 2014, in Agency and tagged , , , , . Bookmark the permalink. Leave a comment.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: