5 Ideas for Handling Worker’s Compensation Claims
When a worker is injured on the job it is always a delicate situation. Of course the injured person’s welfare is the top priority. But what happens after the initial crisis is taken care of? We have a few tips for handling Worker’s Compensation claims better to leave less room for error and miscommunication.
Time is of the essence when handling worker’s compensation claims. Claims should be submitted as soon as possible, while the chain of events leading to the accident is still fresh in the minds of witnesses and any evidence can still be preserved. Always immediately begin the investigation of a claim as soon as it happens.
Keep in touch with the injured worker. Often losing contact with the injured party can lead to miscommunication and misunderstandings later. Once this happens, attorneys get involved and the window of opportunity to come to amicable terms most likely has passed.
Obtain a medical release as soon as possible, ideally the same day as the incident happens. This will help once paperwork piles up and medical records need to be obtained in a timely manner.
As an employer, make sure an excellent safety and prevention program is in place to prevent accidents and eliminate occupational hazards. Cutting down on the risk of a Worker’s compensation claim being filed is extremely important.
It’s also important to have a transitional program in place that helps the injured worker return to work sooner and safer. Identify tasks and positions that can accommodate a limited work release while giving the employee the sense that they are still able to contribute meaningfully to the workforce.
Find out how we can help you with questions about handling worker’s compensation claims. Contact us today and speak with one of our friendly insurance agents at Schumacher Insurance Group.
Posted on January 20, 2015, in Agency, Uncategorized and tagged business liability insurance, schumacher insurance, workers compensation, workers compensation Insurance. Bookmark the permalink. Leave a comment.