How to Insure Your Small Business’s Company Car

When you work offering services such shuttle service or delivery, you are required by the state to have at least the basic coverage of commercial liability insurance. So it is important to know how to insure your small business’s company car. One of the first places to turn is the friendly staff here at Schumacher.

Young Driver Insurance

Source: Wikimedia

Even if it is not a requirement in your situation, having commercial auto insurance can help protect your business from loss in the event of an accident while business is being conducted. In addition to liability insurance, other options may provide more protection for you, your drivers, and your business. Many insurance plans can also add on uninsured motorist coverage, collision coverage, and comprehensive coverage.

Once you know what commercial coverage your business needs, you can begin searching for the policy that is right for you and you can make sure that you are confident in the purchase choice that you make for your auto insurance coverage.

Here are five tips that will help you determine if you need this type of insurance coverage:

  • If your vehicle is used to transport goods or people as part of your business
  • If the nature of your work would deem it necessary or appropriate to have better insurance coverage than the basic coverage
  • Hauling a considerable amount of products, dealing in high weight loads, or shipments that could be deemed hazardous
  • Having employees use vehicles under the company or owners licenses and certifications may make this insurance necessary
  • Many business are not covered by personal policies due to the nature of the work so commercial auto insurance may be necessary

Call Schumacher Insurance today to get a quote and to find out what plan is best for you and how to Insure your small business’s company car!


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on February 18, 2015, in Agency and tagged , , , , . Bookmark the permalink. Leave a comment.

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