3 Steps You Need to Take to Find the Perfect Healthcare Plan

Having quality healthcare is something that you know you need. However, if you’re not one of the lucky people who have their healthcare costs paid for by the employer, you likely also know how much money good health insurance plans can cost. That doesn’t mean that you simply have to forego coverage or pick the bottom of the barrel coverage though.

Stethoscope

Source: Free Digital Photos

Use these three tips to help you find the best health insurance plans for you and your family. It’s well worth the effort.

Know What You Need

Not every person needs the same type of insurance coverage. For example, an individual in their mid-20s likely doesn’t need the same level of coverage and can take a higher deductible on things like doctor visits and prescription drugs because they won’t be using them too often if they’re in good health. An adult at retirement age may require a lower deductible and better drug coverage.

To make this work for you, sit down with a piece of paper and write out a list of what you really need in health insurance plans to consider them as viable options.

Take Exchange Discounts

Individuals who make less than $46,680 and families bringing in less than $95,400 per year may be eligible for discounts through the healthcare exchange. If you can, you should be taking advantage of these discounts to save yourself some money on your monthly payments.

Get Help

Comparing coverage on health insurance plans can drive you a little crazy. That’s why getting help from an insurance broker can really do you some good. Otherwise you may not end up with the best plan for you or paying more than you really need to.

Contact Schumacher Insurance Agency to learn more about health insurance coverage that could work for you.

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About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on February 24, 2015, in Agency and tagged , , , . Bookmark the permalink. Leave a comment.

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