Consider These 5 Types of Insurance Policies for Your Small Business
If you run a small business and are looking for coverage, Schumacher Insurance can assist you. We help in various facets of protection and can work to find the right types of insurance policies for your small business. There are several to choose from, and they cover important areas in the case of a crisis. Here are some to consider for your needs.
- General Liability
This is a policy every business should have. It is the most common because it protects in the event that there is damage to property or someone is injured. General liability is broad, and can be used for a number of areas.
- Data Breach
If you have sensitive and confidential data on computers, this would be a smart policy to get. Information stored through paper or electronically is vital to a business, and should a breach or some major issue occur, know that you are covered.
- Property Insurance
For small businesses that own a building, protect against potential damages like fire or theft with property insurance. It can go beyond the physical structure to cover your supplies, including tools, computers, and other materials.
- Commercial Auto insurance
This is for the vehicles used in a business. Just like with your own car, trucks, SUVs, and other automobiles need coverage as well. You don’t want to take a chance if there is an accident.
- Business owner’s policy
One of the best types of insurance policies for your small business is the business owner’s policy. It is a package of coverage that includes property, crime, and liability. By going with this type, you can save money.
These insurance policies can give you the coverage to run your business smoothly and securely. Know the risks and be protected.
For more information on Schumacher Insurance, contact us online.
Posted on March 12, 2015, in Agency, Uncategorized and tagged business liability insurance, schumacher insurance, Small Business Ideas, small business protection. Bookmark the permalink. Leave a comment.