How to Spring Clean Your Family Insurance Policies

Spring is in the air, and that means it is time for a deep clean of your home – and your insurance. Spending some time reading your family insurance policies can help you determine if you have the right policies for your situation and have purchased enough coverage. This spring, ask yourself the following questions:

Protect the Interests of Your Small Business

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  1. Do I have enough insurance for my valuables?: If you have purchased anything expensive, such as artwork, jewelry, or silverware, since you purchased your insurance, you may need to update your policy. Standard family insurance policies may have monetary limits, meaning that you will only be reimbursed up to a certain amount regardless of the value of the items in questions.
  2. Do I still need optional coverage on my vehicle?: If your vehicle is worth less than 10 times your insurance premium, then you may be able to save money on your premium by foregoing either comprehensive or collision insurance.
  3. Do I have sufficient liability insurance to protect my assets completely?: While standard homeowners and auto policies provide liability coverage, they do so up to a limit. In the event of a lawsuit, you may want additional coverage, known as umbrella insurance. It takes effect after you have reached the threshold on your standard policy.
  4. Where will I be going on vacation?: If you are thinking of an exotic vacation or active adventure, purchasing travel insurance can protect the financial investment you made in case of an unforeseen situation.

It’s always a good time to review your family insurance policies. If you have questions about the type or amount of insurance to get, talk with the insurance professionals at Schumacher Insurance. They can help you get the right coverage at the right price.


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on May 4, 2015, in Agency, Uncategorized and tagged , , , . Bookmark the permalink. Leave a comment.

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