5 Things You Need to Know About Insuring Your Motorcycle

You should plan on spending almost as much time choosing the insurance for your motorcycle as you did picking the actual motorcycle. In most cases, you will find that the minimum liability insurance you’re required to have doesn’t provide you with an adequate amount of protection if you get into an accident and you will want to add additional coverage.

Tips for Preparing Your Motorcycle for the Winter

Source: instructables.com

Liability Motorcycle Insurance

When you only have liability insurance on your motorcycle, you and your bike aren’t actually protected. What the liability insurance actually does is cover the damages of everyone else who was involved in an accident you caused. You will have to dip into your own pocket in order to get your bike repaired or replaced.

Collision Motorcycle Insurance

When you are in an accident, whether you are at fault or not, and have collision insurance you can rest assured that any damage sustained by your bike will be paid for by the insurance company. The only financial output you will have to worry about is your deductible.

Comprehensive Motorcycle Insurance

If you are worried about your bike getting damaged by an act that isn’t an actual accident, such as an act of vandalism, getting caught in a hail storm, or burned in a garage fire, you will want to have comprehensive insurance. You will still be responsible for paying your deductible, but it will be far less than what you would have spent if you needed to cover the cost of replacing or repairing your motorcycle without the help of insurance.

You are required by law to have insurance on your ride before you take it out on a public road. Contact us for information about how we can handle all of your motorcycle insurance needs.


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on May 16, 2015, in Agency, Uncategorized and tagged , , , , , . Bookmark the permalink. Leave a comment.

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