Keep These 5 Things in Mind Before You Rent a Car on Vacation

The ocean is calling your name, beckoning you to plunge into its salt water and achieve that once or twice a year condition known as vacation bliss. Before you rent a car to take you to the shore, keep a few things in mind.

Schumacher Insurance

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  • Before you begin the process of renting a car on vacation, contact your insurance company. Usually whatever coverage you have for your personal vehicle will cover the one you rent, as long as you are not using the rental car to conduct business.
  • Find out if your insurance company covers the cost for towing charges, loss of use, and administrative fees.
  • Place a call to your credit card company, and find out the type of coverage they will provide. If you are using them as your sole provider ask them to provide you with coverage information in writing. The insurance they provide is usually secondary to the coverage you receive you get from your personal insurance and the coverage provided by the car rental company.
  • It pays to get the best coverage possible. Be sure your rental vehicle is covered by liability insurance. If possible get personal accident insurance to cover medical bills and personal effects coverage to insure the items inside the car if they get stolen.
  • If you opt for the newer peer-to-peer car renting or car sharing companies when renting a car on vacation keep a few things in mind. While car sharing services do have coverage built into the fees, there is an accident fee you will have to pay if you are involved in an accident.You can waive this cost by paying an additional fee. If using a peer-to-peer car service, get the additional coverage that they offer.

Looking for insurance? Contact Schumacher Insurance Agency today to receive insurance with integrity.


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on June 16, 2015, in Agency, Uncategorized and tagged , , , , . Bookmark the permalink. Leave a comment.

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