Things You Need to Know About Rental Car Insurance

Although car insurance can come with coverage for rental cars, such coverage tends to be limited, so much so that rental car consumers need to give serious consideration to purchasing rental car insurance. As ever when it comes to purchasing insurance, said individuals need to exercise care and caution to make sure that they have sufficient coverage without paying too much on premiums.

Schumacher Insurance


Please keep these factors in mind when considering the purchase of rental car insurance:

  • Before examining their insurance options, rental car consumers need to learn the extent of their existing coverage. This means contacting their insurer to find out what their car insurance covers and how much is covered. Likewise, said individuals should also take the chance to find out if their car insurance has riders that can be purchased to provide further coverage for rental cars and rental car-related occurrences.
  • On a related note, rental car consumers should also contact their credit card companies to see if said companies can meet their insurance needs. Please need that such coverage tends to be even more limited, so much so that most credit card companies cover what other coverage will not but nothing more. This is the reason that rental car consumers should contact their insurers and then their credit card companies.
  • Rental car insurance can include a number of coverages such as legal liabilities, personal accidents, and personal effects. Said coverages can see significant differences, meaning that rental car consumers need to ask questions until they have a thorough understanding of their insurance policies.
  • Car sharing and P2P car rental insurance is not standardized.

Please note that this is no more than an introduction to rental car insurance. Those interested in becoming better informed should not hesitate to contact us for more information at their earliest convenience.


About Schumacher Insurance Agency

Why trust us? What do we do different than every other insurance agency? Consider this an invitation to get to know us. We believe we are an exceptional team of protection specialists that work hard to do things the right way, to educate our clients on insurance, and make the experience effortless. We are excited to introduce a new insurance experience for our customers. We encourage you to speak with our team who can show you how different we are… from text messaging services for late payments to educational insurance concepts on Facebook. We will prove our innovative approaches to obtain the proper coverage’s for you, your family, your business. Insurance is likely not the most interesting affair for everyone, but it is most certainly ours! Yes, we are insurance geeks!

Posted on August 8, 2015, in Agency, Uncategorized. Bookmark the permalink. Leave a comment.

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